It’s always a we thing

Dave Says It’s always a we thing Dave Ramsey Dear Dave, My husband recently approached me with an idea for our money. He wants us to set up an account where we both put 10 percent of our income for discretionary spending.  My husband makes more money than I do, and because of this, he […]

Friend wants to be a tenant

Dave Says Friend wants to be a tenant Dave Ramsey Dear Dave, I own a duplex that has an opening for a tenant, and an old college buddy wants to rent the apartment. He has always been a good friend, but I’m a little worried about the possible effects on our friendship if business is […]

Work together, and be intentional

Dave Says Work together, and be intentional Dave Ramsey Dear Dave, My husband is a union member and works at a paint factory near our home. His union’s current contract will expire in nine months. We have about $27,000 of debt left to pay off, and he makes a little over $80,000 a year. I’m […]

Address the deeper issues

Dave Says Address the deeper issues Dave Ramsey Dear Dave, My boyfriend is not very good with money, and he is in a bad situation right now. He has a huge car payment every month, plus about $30,000 in credit card debt. He also lives in a very expensive apartment. He recently quit a really […]

There are better options

Dave Says There are better options Dave Ramsey Dear Dave,  I’m coming up on a transition phase in my life. I’ll be leaving the military soon, and I’ve been evaluating my living situation once I am out. My parents said I could live with them for a while, but I am not sure that would […]

Dave Says

Think of an emergency fund as insurance